Frequently Asked Questions

You can request between £100 and £5,000. The amount you're ultimately offered depends on the lender's own affordability and credit assessment.

Depending on your circumstances, you may be matched with short-term loans, instalment loans, or guarantor loans from our panel of lenders. Terms and rates vary by lender.

Our initial form takes around two minutes. If we find a match, the lender may ask for further details to complete their own assessment.

Lenders typically pay approved funds directly into your UK bank account by bank transfer.

Some lenders can pay out within minutes of approval during banking hours; others may take up to one working day. This varies by lender.

You'll generally need to be a UK resident, aged 18 or over, with a regular income and a UK bank account. Individual lenders may have additional requirements.

We need enough information to match you accurately with suitable lenders on our panel. We handle your data in line with our Privacy Policy and never sell it to unrelated third parties.

Getting a quote from us doesn't affect your credit score. However, individual lenders may carry out their own credit checks as part of their application process.

Representative APR 79.5% (variable). Example: £1,000 borrowed for 18 months, 17 monthly repayments of £87.22 and a final repayment of £87.70, total repayable £1,570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Rates depend on individual circumstances and the lender selected.

Contact your lender as early as possible. Most have hardship options. Free, independent debt advice is also available from MoneyHelper at moneyhelper.org.uk.