Mini Money searches a panel of lenders to match you with a loan option that fits your circumstances. Free to use, with no impact on your credit score to check.
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70. The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)
Three quick steps between you and a loan option that actually fits your situation.
Set your loan amount and give us a few details. It takes less than two minutes and won't affect your credit score.
We match your details against a panel of regulated lenders to find options that suit your circumstances.
See your matched offer, check the full terms, and decide, with no pressure and no obligation to proceed.
Mini Money is a credit broker, not a lender. We don't make lending decisions ourselves. Instead, we connect you with our panel of regulated lending partners so you can compare and choose an option that works for you.
Our service is free to use and quoting doesn't affect your credit file. We're committed to responsible lending and will always signpost free debt help if you need it.
Check my options →Practical, plain-English guides to help you make the right call, whatever you decide.
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Key differences, risks, and when each type of borrowing might make more sense for you.
How soft searches work, how they differ from hard checks, and why they won't affect your credit score.
Practical steps to strengthen your credit file before a loan application, from fixing errors to building a positive history.
How self-employed loan applications work: what lenders look for, documents you need, and tips to strengthen your application.
How joint loans work: shared borrowing, credit file impact, legal responsibilities, and what to weigh up first.
Your right to cancel a loan within 14 days: how the cooling-off period works and what to expect.
Work out your estimated monthly repayments, total cost, and interest in seconds.
Check whether you can afford a loan before you apply. Enter your income and outgoings for a clear rating.
How combining multiple debts into one loan works, and the risks worth weighing up first.
Soft search vs hard search, explained clearly.
Browse our full library of free, plain-English money guides.
